:root{--navy:#0b1f33;--navy-2:#132c46;--navy-3:#1d3c5c;--gold:#c8a84b;--gold-lt:#e0c67e;--gold-dk:#a88832;--gold-rich:#d9a83c;--ink:#15212c;--muted:#5d6b79;--muted-2:#8a97a3;--line:#e2e7eb;--line-2:#eef1f4;--bg:#f4f6f7;--white:#fff;--red:#b4472f;--amber:#c08a2e;--green:#3f7a5c;--cond:"Barlow Condensed",Impact,sans-serif;--sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;--sh:0 1px 3px #0b1f330f,0 8px 24px #0b1f330d;--sh-lg:0 2px 6px #0b1f3314,0 18px 48px #0b1f3317}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--sans);background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;line-height:1.6}.wrap{width:100%;max-width:none;margin:0 auto;padding:0 40px}.wrap-narrow{max-width:1240px}@media (width<=640px){.wrap{padding:0 18px}}.hidden{display:none!important}.topbar{z-index:60;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid 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(width<=860px){.expert{grid-template-columns:1fr;gap:26px;padding:28px 24px}}.expert h2{letter-spacing:-.9px;color:var(--navy);font-size:31px;font-weight:800;line-height:1.16}.expert h2 em{color:var(--gold-dk);font-style:normal}.expert p{color:var(--muted);margin-top:13px;font-size:14.5px;line-height:1.68}.eform{grid-template-columns:1fr 1fr;gap:13px;display:grid}@media (width<=560px){.eform{grid-template-columns:1fr}}.eform input,.eform select,.eform textarea{border:1.5px solid var(--line);font-size:14.5px;font-family:var(--sans);background:#fff;border-radius:9px;outline:none;width:100%;padding:13px 14px}.eform input:focus,.eform select:focus,.eform textarea:focus{border-color:var(--gold)}.eform .full{grid-column:1/-1}.cbrow{color:var(--muted);align-items:flex-start;gap:10px;font-size:12.5px;line-height:1.5;display:flex}.cbrow input{width:auto;margin-top:3px}footer{background:var(--navy);margin-top:60px;padding:34px 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